"First we set up a company. The company takes on the liability for the original mortgage. I do most of the hard work to keep costs down. Once the firs... flat is ready we have it re-valued and hopefully we can then re-mortgage to get more capital. We use part of that to service the debt and we don't sell until all of the building is finished so we realise the best prices," Gavin explained.He had omitted to explain that the cost of bringing each apartment up to the luxury standard he wanted would. She is beautiful, and I do always get all the attention.. maybe this will be her moment. We climb into my truck and head on over to the school. Once there we pick seats pretty close to the stage. ::Sidney’s POV:: I, Sidney Ann Markley, am about to graduate after four fucking years of hell. I am incredibly relieved, and maybe even a little… sad…. Not that I’ll ever admit that to anyone. Standing back stage waiting to walk and get my diploma, in an ocean of every one’s family and friends, I can. More

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