“I fully understand that, and I am grateful for your advice as far as you can give it. As students without any earned income, we should be able to u...e the allowance in full, and get the full amount of the lower rate of capital gains tax, so just a small amount at the larger rate?”“There is no ‘we’, Mr Robertson. The tax is on you personally, not shared by your family.”“We couldn’t perhaps arrange for ownership of the coins to be vested in our entire family, and have an allowance for each member. James positioned his cock at my entrance, but stopped before pushing in, to ask if I was definitely sure. I cupped his cheek and kissed him lightly on the lips. "Yes, I'm sure. I love you and I want you to be my first." He smiled and said, "I love you too," before driving his hips forward. I let out a cry at the sharp pain and squeezed my eyes shut. I felt him scattering kisses across my face and whispering reassurances in my ear but I focused on the pain until it slowly started to fade. I. More

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